Question: How Do I Begin?

Answer:  Your first step should always be prayer.  God does answer prayer and will never forsake us.  Using time tested methods, Christian Debt Consultants has simplified the application process for you.  Complete the convenient online registration form and you will be contacted by a Christian Credit Specialist.

Question: What is Debt Settlement?

Answer:  Debt Settlement is a method of handling debts which seeks to reduce one’s debts by getting creditors to accept less than the full principal balance.

Question:  What Will My Monthly Payment Be?

Answer:  Experienced Consultants will work with you to determine a comfortable monthly budget that will work for you regardless of your current financial situation.  Our goal is to help you make decisions that will enable you and your family to regain financial control.

Question: How Will This Affect My Credit?

Answer:  The purpose of debt settlement is to get you out of debt at a substantial reduction, not improve your credit.  It is likely that your credit will get worse initially and then may improve when your debts are paid off.  There are many factors that need to be considered when assessing credit worthiness, including your total amount of debt, payment history, available credit, number of creditors, etc. 

Question: How Long Does This Take?

Answer:  For the few minutes you spend talking with our experienced Debt Consultants, you can be debt free in 36 months or less.

Question:  Why Not Just File Bankruptcy?

Answer:  Congress has passed recent legislation that limits one’s ability to file bankruptcy.  Bankruptcy cases most often require hiring an attorney and a series of court dates and hearings.  Even with Bankruptcy you still may end up paying the majority of your debt.  Debt Settlement is a Bankruptcy alternative for individuals who do not qualify for Bankruptcy or who do not wish to risk the long term affects that could be associated with Bankruptcy.

Question:  Can I Do This Myself?

Answer:  Unfortunately there are many people out there who have no intention of settling their debt.  More often than not, when you call your creditors you will be placed in this category.  Christian Debt Consultants understands that our clients want to do the right thing, they just need a little help.  Our professional settlement personnel deal with creditor representatives that truly want to resolve your debt in a fair and timely fashion. 

Question: Why Use Christian Debt Consultants?

Answer:  Christian Debt Consultants is led by a team of professionals who are experienced in the debt settlement process.  Our goal is to help people, not sell them.  We will work with you to customize a program that will meet your financial goals.

Question:  How Do I Contact You?